An iPhone spending tracker that shows what you can safely spend today
BentoMoney is a manual iPhone spending tracker built around one daily number: Available Today. Add your income, bills, and savings, track what you spend, and see what’s still safe to spend today.
So when you’re about to spend $14 on lunch, you can check the number before you tap to pay.
No account required. Your data stays on your device.
A spending tracker built for the decision in front of you
BentoMoney keeps the loop simple.
- Add your income.
- Add bills, subscriptions, savings, and investing.
- Log what you spend.
- Check what’s still available today.
You still get a record of your expenses, but the main number looks forward instead of only telling you where your money went.
If you want the full calculation, see how BentoMoney calculates your daily spending number.
See today, this week, or the whole month
BentoMoney gives you spending guidance at three levels:
- Daily - what’s available today
- Weekly - how your current pace looks this week
- Monthly - the bigger picture for the month
You can also put BentoMoney widgets on your iPhone Home Screen, so the number you care about doesn’t have to stay buried inside the app.
The goal is simple: make it easy to check where you stand before spending.
Manual expense tracking, on purpose
BentoMoney doesn’t connect to your bank.
You log purchases yourself, or bring transactions in with CSV import.
If you want an app to automatically pull every card transaction into one dashboard, BentoMoney probably isn’t the right fit.
Manual entry is useful for a different reason: you see the effect of a purchase when you make it.
Spend $14. Enter $14. Your available amount updates.
No waiting for a transaction to sync. No wondering whether cash was included.
There’s also no BentoMoney account. Your data is stored on your device, and the app works offline.
If you want a deeper look at that approach, read how to budget without linking your bank account.
Built for daily use on iPhone
BentoMoney currently includes:
- Available Today
- daily, weekly, and monthly spending views
- Home Screen widgets
- manual expense logging
- CSV import
- 132 currencies
- offline use
- on-device data storage
- no account required
- no bank connection
BentoMoney is currently iPhone only. There’s no Android version or web app.
BentoMoney is a good fit if...
You want a simple iPhone spending tracker that helps answer:
“Can I spend this?”
It may be a good fit if you:
- want to track expenses manually
- care more about what’s left than detailed category reports
- want bills and savings accounted for before spending
- want a daily number you can check quickly
- use cash as well as cards
- don’t want to connect a bank account
Pick something else if...
BentoMoney probably isn’t for you if you want:
- automatic bank syncing
- Android or web access
- investment tracking
- net-worth dashboards
- credit monitoring
- a full zero-based budgeting system
- automatic transaction categorization
If you’re comparing several options, see the best expense tracker apps for iPhone.
If you’re not sure you need an app at all, start with how to track expenses on iPhone.
Simple pricing
Annual
$14.99/year
Includes a 7-day free trial
Lifetime
$39 one time
You can try the annual plan for seven days before deciding whether BentoMoney fits the way you spend.
No account required. Your data stays on your device.